The Plaintiff’s father had purchased a life insurance policy naming the Plaintiff as the sole beneficiary. The Plaintiff’s father had a history of seizures and, therefore, death as a result of seizure or a seizure related accident was excluded from the life insurance coverage. The Plaintiff’s father subsequently struck his head on a bathroom sink and died. The Plaintiff applied for the life insurance benefits and the claim was denied. Mr. Jowanna sued the the life insurance company and argued that the life insurance company could not prove how or why the Plaintiff’s father fell and, therefore, the claim was improperly denied.