Mr. Jowanna represented an NFL player who received a significant knee injury after intercepting a pass and being tackled during a game. The player had purchased a disability insurance policy from Lloyd’s of London. However, Lloyd’s denied the player’s disability claim. It was Lloyd’s position that the player could still obtain other employment. Mr. Jowanna’s position was that there was only one National Football League and that, because of the knee injury, his client could no longer perform to the physical level required to return to an NFL roster. Mr. Jowanna was successful in obtaining the full and complete policy limits for his client.